 | FCF Loans and Technical Assistance
First Children’s Finance loans and technical assistance help child care and early education providers improve the quality, accessibility and sustainability of their businesses. We will also provide information, tools and resources to help you complete your loan application.
Child care and early education providers who are unable to secure business loans from conventional sources are especially encouraged to apply.
Loans may be used to…
- expand or start child care and early education businesses—in homes, centers and schools
- improve the quality of facilities—new buildings, additions, remodeling and upgrades
- purchase supplies and equipment—toys, computers, playgrounds, child-friendly furnishings…
- fulfill licensing requirements—egress windows, fences, bathrooms…
- help manage cash flow
- strengthen and grow child care businesses
Loans are available to…
Family child care in homes for $1,000 - $25,000, when the applicant:
- owns the home for which the loan is sought
- is licensed or registered by the appropriate state agency, or, for new businesses, will be licensed or registered as a result of the loan.
- is prepared to provide collateral and make an equity investment in the business.
- serves, or is prepared to serve, children whose families qualify to receive child care assistance.
Centers and schools, including Head Start for $1,000 - $125,000, when the applicant:
- owns or leases a facility.
- is licensed by the appropriate state agency as a new or established center or school, or will be licensed as a result of the loan.
- is prepared to provide collateral and make an equity investment in the business.
- serves, or is prepared to serve, children whose families qualify to receive child care assistance.
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