Take the first step!

• Call for more information about FCF loans early in your planning process—1-866-562-6801.
• Discuss your project with an FCF loan officer to help determine the feasibility of project funding and the level of assistance you may need to move it forward.
• If you’re ready, FCF will mail an application packet and, if appropriate, sample business tools to help you complete loan application documents.
• Review, complete and return all loan application documents along with a non-refundable application fee.

Then, First Children’s Finance will…

• Review the full application.
• Underwrite the loan.
• Notify you about the loan decision.

Loan application fees are non-refundable:

• Family child care: $25
• Center or school project, including Head Start: $100

When a loan is approved, the proceeds are disbursed after an approved applicant receives, signs and returns both a loan commitment letter and subsequent loan documents.  Approved loans will involve some closing costs for the borrower.