First Children’s Finance makes loans to child care and early education businesses, especially those serving lower-income communities, in Iowa, Kansas, Michigan, Minnesota, Missouri, North Dakota, South Dakota and Texas.  FCF finances new businesses - in centers, family child care homes and schools (including Head Start) - and supports expansion, quality improvements and operations for existing ones. 

We understand child care and early education.  We understand business.  We help child care and early education professionals succeed.